How Do I Get Money Earned from YouTube to a Bank Account?

 YouTube serves as a platform which enables content creators to generate revenue by using its available monetization features. YouTube creators face difficulties in learning the process of moving their platform earnings into bank-held funds. This article provides a systematic guide that shows you how to receive your YouTube payment earnings.

Step 1: Enable Monetization on Your YouTube Channel

Before you can receive payments, you need to be part of the YouTube Partner Program (YPP). Here’s how to qualify:

• Have at least 1,000 subscribers and 4,000 watch hours in the last 12 months, OR 10 million Shorts views in the last 90 days.

• Follow YouTube’s monetization policies and community guidelines.

• Set up a Google AdSense account, as YouTube pays creators through AdSense.

To apply, go to YouTube Studio → Monetization and follow the instructions.

Step 2: Set Up a Google AdSense Account

Google AdSense is essential for receiving payments from YouTube. Here’s how to set it up:

1. Go to Google AdSense (https://www.google.com/adsense/).

2. Sign in with your Google account.

3. Provide your personal details, including your full name, address, and phone number.

4. Enter your bank account details for receiving payments.

5. Verify your identity by providing official documents (such as a passport or national ID).

6. Submit the application and wait for approval, which may take a few days.

Step 3: Link Your YouTube Channel to AdSense

Once your AdSense account is approved, link it to your YouTube channel:

• Open YouTube Studio.

• Click Settings → Monetization.

• Select AdSense and follow the prompts to link your account.

Step 4: Reach the Payment Threshold

YouTube only sends payments once you reach the minimum threshold, which is $100 (or its equivalent in your local currency). This means you must earn at least $100 before AdSense processes your payment.

Step 5: Provide Bank Account Details for Payment

To receive payments directly in your bank account:

1. Log in to Google AdSense.

2. Go to Payments → Payment Settings.

3. Select 'Add Payment Method'.

4. Enter your bank account details, including the account number and IFSC/SWIFT code (for international payments).

5. Verify your account (Google may send a small test deposit).

6. Set it as the primary payment method.

Step 6: Choose a Payment Method

Google AdSense offers multiple payment options:

• Bank Transfer (Wire Transfer or EFT) – Recommended for most creators.

• Cheque – Takes longer and may incur extra charges.

• Western Union – Available in selected countries.

For Indian YouTubers, Electronic Fund Transfer (EFT) is the primary method, requiring an IFSC code.

Step 7: Receive Payments from YouTube

AdSense releases payments on the 21st of each month (if you’ve met the $100 threshold). It may take 3-5 business days for the amount to reflect in your bank account.

Common Issues & Solutions

1. Haven’t Reached the $100 Threshold?

   • Keep creating quality content and increasing views to boost earnings.

2. Bank Transfer Delayed?

   • Check if you’ve entered the correct bank details in AdSense.

   • Contact your bank for any processing delays.

3. AdSense Payment On Hold?

   • Ensure you’ve completed address and identity verification.

   • Check if there are any policy violations in your account.

Final Thoughts

Earning money from YouTube is rewarding, but understanding how to transfer those earnings to your bank account is crucial. By setting up AdSense correctly, linking it to your YouTube channel, and ensuring your payment details are accurate, you can receive your earnings without hassle. Stay consistent with your content, grow your audience, and maximize your revenue streams to make the most of your YouTube journey!